You wouldn’t be blamed for not thinking much about travel insurance for your Las Vegas trip, but you might still consider looking into it because it’s generally much cheaper than most people expect. This city is pretty stable and not particularly dangerous, but in some cases one or two of these types of insurance will make sense for some people.
Types of travel insurance to consider
Trip Protection Insurance
This type costs a small percentage of your overall trip, and will cover most of your non-refundable travel expenses if a crisis comes up such as: death, sickness, airline strike, travel provider going bankrupt, and many other things as well. If you are booking on a major airline and into a big hotel, your exposure to risk is minimal, but if you are booking a cheap package through an agency you might consider this for peace of mind.
Travel Medical Insurance
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If you have full medical insurance and it’s valid while you are in Las Vegas then you should be fine, but if you are from another country your own insurance may not cover everything so this could be a wise, small investment.
Flight/Travel Accident Insurance
This is for when something horrible happens to your flight. Obviously it’s for peace of mind, and should be interesting to some people.
Annual multi-trip Insurance
If you are including Las Vegas on a long trip or if you’ll be traveling a lot through the year this might be the way to go. It covers you all at once for all your trips, at a price not much higher than for one shorter trip.